{"id":31020,"date":"2025-07-06T01:59:25","date_gmt":"2025-07-06T01:59:25","guid":{"rendered":"https:\/\/sabahnewstoday.net\/?p=31020"},"modified":"2025-07-06T01:59:25","modified_gmt":"2025-07-06T01:59:25","slug":"sabah-sedia-rm11-6-juta-kepada-yum-bantu-usahawan-hajiji","status":"publish","type":"post","link":"https:\/\/sabahnewstoday.com.my\/en\/sabah-sedia-rm11-6-juta-kepada-yum-bantu-usahawan-hajiji\/","title":{"rendered":"Sabah Sedia RM11.6 Juta Kepada YUM Bantu Usahawan &#8211; Hajiji"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">TUARAN : Sabah memperuntukkan RM11.6 juta kepada Yayasan Usaha Maju (YUM) Program Mikro Kredit bago memperkasa usahawan tempatan, khususnya dalam kalangan wanita berpendapatan rendah.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Ketua Menteri, Datuk Seri Panglima Hajiji Noor berkata, kerajaan komited membantu YUM melaksanakan peranannya dengan menyediakan dana mencukupi supaya ia dapat terus beroperasi dan menawarkan perkhidmatan pinjaman kepada ahlinya.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Katanya, Rancangan Malaysia Ke-12 (RMK12), menerima peruntukan tambahan sebanyak RM10 juta dalam bentuk geran untuk dana pusingan pinjaman, selain geran tahunan bagi menampung sebahagian kos operasi program pinjaman tersebut.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cPeminjam YUM dapat membayar balik pinjaman mereka tepat pada masanya, agar lebih ramai rakyat dapat menikmati manfaat program ini.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cKejayaan peminjam memanfaatkan pinjaman YUM bukan sahaja membantu meningkatkan pendapatan mereka, kita harap lebih ramai rakyat melalui dana pusingan pinjaman yang mencukupi,\u201d katanya di sini semalam.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Hajiji berkata, YUM menyediakan perkhidmatan mikro kredit bertujuan membantu isi rumah miskin tegar keluar daripada belenggu kemiskinan melalui modal pinjaman bagi menjalankan aktiviti penjanaan pendapatan.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cSejak penubuhannya pada tahun 1995, Yayasan Usaha Maju telah menjadi antara agensi paling penting dalam memperkasa ekonomi rakyat di peringkat akar umbi, khususnya di kawasan luar bandar dan pedalaman.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cYUM menyalurkan RM805.25 juta pinjaman melibatkan 152,021 unit pinjaman kepada 47,389 orang peminjam, dengan 18,888 ahli masih mempunyai pinjaman aktif,\u201d jelas Hajiji.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Menurutnya, prestadi bayaran balik pinjaman sangat membanggakan, dengan kadar pembayaran balik kumulatif melebihi 96 peratus.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cIni menunjukkan bahawa semua peminjam yang terdiri daripada wanita \u2013 adalah pembayar yang berdisiplin.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u201cHampir 20 peratus peminjam YUM berada di bawah garis kemiskinan berjaya mencapai pendapatan bulanan melepasi paras tersebut,\u201d katanya.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>TUARAN : Sabah memperuntukkan RM11.6 juta kepada Yayasan Usaha Maju (YUM) Program Mikro Kredit bago memperkasa usahawan tempatan, khususnya dalam&#8230;<\/p>","protected":false},"author":2,"featured_media":31021,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-31020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/31020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/comments?post=31020"}],"version-history":[{"count":1,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/31020\/revisions"}],"predecessor-version":[{"id":31022,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/31020\/revisions\/31022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/media\/31021"}],"wp:attachment":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/media?parent=31020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/categories?post=31020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/tags?post=31020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}