{"id":3339,"date":"2021-07-23T11:35:51","date_gmt":"2021-07-23T11:35:51","guid":{"rendered":"https:\/\/sabahnewstoday.net\/?p=3339"},"modified":"2021-07-23T11:35:51","modified_gmt":"2021-07-23T11:35:51","slug":"lapor-bnm-jika-bank-enggan-beri-moratorium","status":"publish","type":"post","link":"https:\/\/sabahnewstoday.com.my\/en\/lapor-bnm-jika-bank-enggan-beri-moratorium\/","title":{"rendered":"Lapor BNM jika bank enggan beri moratorium"},"content":{"rendered":"<p>KUALA LUMPUR: Orang ramai perlu membuat aduan kepada Bank Negara Malaysia (BNM) sekiranya ada bank komersial enggan meluluskan pemberian moratorium pinjaman.<\/p>\n<p>Presiden Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA), Datuk Dr Marimuthu Nadason, berkata BNM memaklumkan pihaknya bahawa individu yang terjejas pendapatan ketika pandemik perlu menghubungi bank masing-masing untuk mendapatkan moratorium pinjaman.<\/p>\n<p>&#8220;Dalam sesi pertemuan secara maya, baru-baru ini, BNM berkongsikan inisiatif yang diambil dan menyarankan pengguna menghubungi bank masing-masing untuk mendapatkan moratorium.<\/p>\n<p>&#8220;BNM memaklumkan bank komersial menerima jumlah panggilan yang tinggi membabitkan moratorium dan bantuan bayaran balik pinjaman.<\/p>\n<p>&#8220;FOMCA menyarankan pengguna untuk membuat laporan kepada BNM jika bank komersial enggan memberikan moratorium pinjaman.<\/p>\n<p>&#8220;BNM boleh dihubungi menerusi BNMTELELINK di talian 1-300-88-5465 (1-300-88-LINK),&#8221; katanya dalam laporan Berita Harian hari ini.<\/p>\n<p>Marimuthu berkata, BNM juga memaklumkan syarikat insurans menawarkan moratorium selama tiga bulan dan pengguna perlu menghubungi syarikat atau ejen insurans masing-masing untuk maklumat lanjut.<\/p>\n<p>Katanya, FOMCA turut memaklumkan kepada BNM mengenai aduan pengguna, khususnya warga emas yang berdepan isu perlindungan insurans luput kerana lonjakan premium.<\/p>\n<p>&#8220;BNM memaklumkan mereka sedang menyiasat mengenai &#8216;Inflasi Perubatan&#8217; kerana industri insurans menggunakan alasan itu untuk menaikkan premium perubatan.<\/p>\n<p>&#8220;FOMCA menyokong usaha ini dan berharap BNM akan memainkan peranan penting pada masa depan dalam mengawal kenaikan premium menggunakan alasan inflasi perubatan,&#8221; katanya.<\/p>\n<p>Dalam pada itu, Marimuthu menasihatkan pengguna yang berdepan masalah kewangan dan sukar menguruskan hutang, supaya menghubungi Agensi Kaunseling dan Pengurusan Kredit (AKPK) untuk mendapatkan bantuan dan nasihat kewangan percuma.<\/p>\n<p>&#8220;AKPK akan memberi kaunseling atau membantu membuat penstrukturan pinjaman dengan memberi keutamaan kepada kebajikan pengguna,&#8221; katanya.<\/p>","protected":false},"excerpt":{"rendered":"<p>KUALA LUMPUR: Orang ramai perlu membuat aduan kepada Bank Negara Malaysia (BNM) sekiranya ada bank komersial enggan meluluskan pemberian moratorium&#8230;<\/p>","protected":false},"author":2,"featured_media":3340,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[20],"tags":[],"class_list":["post-3339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nasional"],"_links":{"self":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/3339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/comments?post=3339"}],"version-history":[{"count":1,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/3339\/revisions"}],"predecessor-version":[{"id":3341,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/posts\/3339\/revisions\/3341"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/media\/3340"}],"wp:attachment":[{"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/media?parent=3339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/categories?post=3339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sabahnewstoday.com.my\/en\/wp-json\/wp\/v2\/tags?post=3339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}